- What We Do
- Impact Capital
- Project Finance
- Renewable Energy
- Where We Work
What We Do
We work with entrepreneurs and established companies to fill gaps in fundraising and business development in our areas of expertise. In3 provides business funding, commercial loan origination, strategic advisory, coaching & education, and others services to small and medium-size enterprises (SMEs*).
The main objective of In3 Finance is to deliver capital for impact industries — dozens of diverse cleantech, renewables, and sustainability-oriented sectors — via projects and transactions in emerging markets and developing economies. This is also called “impact finance” or “development finance” and has become an important tool for private businesses seeking to expand overseas, enter new markets, and create jobs.
Since the 2008 global economic crisis, SMEs have been at a disadvantage due to the global liquidity contraction in the banking system. In3 Finance eases some of this exclusion with access to competitive-rate loans, loan guarantees, hybrids of debt and equity, and related services for qualified companies.
Based in the Monterey Bay Area of California, we deliver a wide range of services to startups and established enterprises including funding, financial and risk analysis, market and competitive analyses, transaction de-risking, funding structure and fund raising strategy consulting, business development coaching, business planning and deal packaging. See more at services or our funding criteria.
- Most of our clients considered or actually approached a traditional bank for finance before coming to In3
- 98% received some assistance with their business plan and application
- Better than 91% of projects received loan approval.
Startups, Renovations or Expansions working in these countries are all welcome.
Industry Experience: We have the greatest expertise in the following “clean and green” industries: renewable energy and biofuels; renewable resources (conversion of waste biomass, biomaterials such as bioplastics, fibers, fabrics or fine chemicals, biolubricants, agricultural inputs such as biopesticides and fertilizers, etc.); water quality and resource management; functional foods & beverages, nutrition, and health products; sustainable agriculture, agroforestry, and forestry management.
We also have limited experience in energy storage and electric vehicle transportation and other, sustainability-related fields including green building, architectural design & construction, commericial LED lighting, biopolymers, durable composites and others.
Use our Project Investment Readiness Assessment (PIRA) interactive tool to see how your project stacks up. For example, lenders and guarantors usually require at least 3 years direct experience in your industry and country. Or more at qualify.
* A small-to-medium sized enterprise (SME) has annual revenues of less than $400 million in sales/revenue and where sales/revenue is not relevant, then $100 million in net worth.
Portfolio & References